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A Fable: Farmer John owns 1,000 irrigated acres in Gosper county. This farm is well run, has no debt, an 80 year family history of being profitable and has a large sum of money in the bank. Fred, who lives in Dawson county, owns a 10 acre produce farm near Gothenburg and sells directly to customers. Fred’s produce farm is well run, has a good reputation, but has some debt.